A Life Insurance Retirement Plan, or LIRP, is a uniquely structured permanent life insurance policy that can do a great deal more than just deliver a death benefit. A LIRP is a life insurance strategy that mimics most of the tax-free features of a Roth IRA. A smartly funded LIRP can offer significant streams of […]
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Life Insurance for Children | A Parent’s Decision
If you search the internet about life insurance for children it’s not surprising to find that the issue is split pretty much down the middle with opinions of for and against. If you look at insurance and financial professionals, both sides have legitimate reasons as to why you should or should not buy life insurance […]
American Amicable Life Insurance Review
When you are looking for life insurance to make certain that surviving loved ones will not experience financial issues when you die, it makes perfect sense to research any life insurance companies that have made your shortlist. Thankfully, buying life insurance in our 21st Century marketplace allows consumers to compare not only insurance rates but […]
Mutual Trust Life Insurance Company Review
Beginning in 1904, Mutual Trust Life Insurance Company has both grown and expanded significantly. With more than 110 years in the business, this company offers its annuity and life insurance products in 49 U.S. states, including the District of Columbia. Oak Brook, Illinois is the headquarters for Mutual Trust. Presently, the life insurance company is […]
Vantis Life Insurance Company Review
Vantis Life Insurance Company has been offering life insurance coverage to its clients and prospective clients since the early 1940s. Over the past 80 years, Vantis Life has grown significantly, and it now services just about $5 billion of in-force life insurance coverage. The insurance company additionally offers various annuity products that help clients and […]
Life Insurance for Parents
In the insurance world, we hear this question often, should I get life insurance on my parents? Absolutely. You should buy life insurance on your parents, especially to help take care of the final expenses they’ll leave behind when they die. Doing so will provide you and them peace of mind knowing that you and […]
Aflac Life Insurance Review
Aflac Life Insurance is one of the most popular insurance providers across the country today. Right now, more employees in the United States have voluntary life insurance protection from Aflac than most other insurance companies. Aflac supplemental insurance policies are typically only obtainable through employers who offer voluntary insurance products. When looking for the ideal […]
The Hartford Life Insurance Review
For many American consumers, The Hartford is one of a handful of insurance companies that most will feel comfortable with buying insurance products from. Most people like to do business with companies they know, and because of The Hartford’s reputation and its affiliation with AARP and other large affinity groups, Hartford Life Insurance is one […]
TruStage Life Insurance Review
The good news for individuals and families who are currently shopping for life insurance is that life insurance has become so competitive that you’ll never be able to purchase it cheaper than today. There are many national insurers out there who are competing for your business, and that competition will translate into lower rates and […]
How Does Life Insurance Work?
Life insurance mitigates financial risks when the insured person dies. It’s actually a very straightforward concept. The life insurance policy (contract) is simply a promise to pay in exchange for a premium. What makes life insurance confusing to most people is the number of promises that can be a part of the contract. These are […]
