If you’re a responsible partner and parent, you’ll be looking to the future and considering life insurance if you don’t already have coverage in place. While you should take great care of your finances while you’re alive, it’s equally vital to make provisions for when you’re not around. Life insurance policies give you peace of […]
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What Goes Into Your Life Insurance Premium
Life insurance premiums seem abstract and arbitrary to many shoppers. This sense of mystery can be frustrating because your premiums connect directly to reality, specifically the reality of paying for your coverage each and every month. Learning how life insurance companies build your premiums can give you more control over the buying process and remove […]
How to Get Life Insurance with Diabetes
People with diabetes often think they’ll never find affordable, quality life insurance coverage. Some have been denied coverage before, or they’ve been approved but unable to afford the inflated premiums. It seems hopeless. Yes, type 1 or type 2 diabetes can limit your life insurance options, especially if you need a lot of coverage. But […]
Five Times When Whole Life Insurance is the Right Choice
If you listen to financial experts when it comes to life insurance, they nearly all say you need to have term insurance, not whole life. In fact, there’s even a standard saying to describe the term life advantage: buy term and invest the difference. But despite that advice, are there times when whole life insurance […]
Life Insurance for Children | A Parent’s Decision
Should you buy life insurance on your children? It’s a simple question, but you’ll have a hard time finding a simple answer. Some advocates think life insurance can preserve “future insurability” if a child faces a tough health condition later in childhood. Others cite the savings component of a whole policy as an avenue to […]
Life Insurance With Heart Disease: A Complete Guide
Heart disease has a way of giving you perspective. Goals that once seemed important fade to the background, and you focus on what really matters: caring for your family and preparing for the future. For many people, this means laying a solid foundation with life insurance to protect your loved ones financially. If the worst […]
How To Lower Your Life Insurance Premiums
Regularly reviewing your life insurance coverage should be an integral part of your overall financial planning process. In fact, when you initially purchase a life insurance policy, you are not yet finished with this component of your financial plan, but rather, you’re just beginning – especially as you experience major life-changing events throughout the years. […]
The Basics of Life Insurance: The Life Insurance Policy from A to Z
Considering life insurance? Purchasing life insurance is one of the best ways to protect the people you love, but it is often met with reserve and placed on the backburner. Although discussing your impending passing is never an easy conversation, it is a critical one to have. If you passed away tomorrow, what financial situation […]
Best Life Insurance In Your 30s and 40s
You’ve started to reach the stage of life where you’ve settled down. You may have a mortgage, maybe a family with some kids. Hopefully, you have a steady paycheck coming in. Or maybe none of these factors describe you. Each person and family is different. Long gone are the days of the “nuclear family,” with […]
Quotacy Review
Shopping for life insurance isn’t fun. It’s boring. It’s morbid. It’s a painful task. It’s still not fun, but it’s never been easier. There are several companies which have started streamlining the insurance buying process. The quicker and easier it easy, the more people who are going to buy life insurance. Just because companies are […]
