Brighthouse is a long-standing name in the insurance industry with a large customer base nationwide, but are they right for you? Let’s take an in-depth look at what Brighthouse life insurance has to offer in 2020. Table of Contents: Who is Brighthouse? What Does Brighthouse offer? Financial Strength Pros and Cons Is Brighthouse for You? […]
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No Exam Life Insurance For Smokers
Smokers worried about paying expensive life insurance premiums often ask about no-exam coverage. After all, they say, if I’m going to pay super high tobacco premiums anyway, I may as well skip the medical exam. That’s a logical assumption, but it’s not always correct: Many smokers can still get affordable life insurance rates even with […]
Bestow Life Insurance Review for 2020
Bestow was launched in 2016 as an alternative option to traditional life insurance policies, that requires extensive medical testing before being approved. Bestow offers an online-based service that streamlines the application and approvals process and gives you a good amount of control over your policy. Bestow Life Insurance Products Bestow only offers term life insurance […]
What is Term Life Insurance?
Have you selected a life insurance policy which leaves your family in a financially secure situation after you’ve passed away? It is arguably one of the most important decisions that you’ll ever have to make for the sake of your loved ones. There are so many different insurance varieties and policies, too, and many people […]
Ladder Life Insurance Review
Ladder is an online insurance company that offers life insurance via its online platform. They offer competitive rates for their products and are great for people who don’t want to go through a third-party or agent. The online-only platform means that many people will get their application decision almost immediately unless you need to take […]
Haven Life Insurance Review
If you’re a little intimidated by the life insurance application process, and the time it takes to get approved, you’ll be interested in Haven Life Insurance. A division of one of the largest insurance companies in America, Haven Life Insurance has streamlined the life insurance application process. You can apply online, and be approved – […]
Leap Life Insurance Review
Purchasing life insurance may be one of those things you put off for another day, but in truth, it should be at the top of your agenda. With such a varied market, it can be a tricky decision to come to, and it seems as though every company is offering the perfect choice, with a […]
Outfitting Your Policy with a Disability Waiver of Premium Rider
Paying the premiums keeps your life insurance coverage active. If you died with coverage in place, your family could claim your policy’s death benefit. The payout could help your family build a new life. But what would happen if you became disabled and couldn’t work, making it impossible to afford your premiums? You’d probably lose […]
Life Insurance with HIV/AIDS
There was a time, not so many years ago, when getting life insurance with HIV/AIDS would’ve been impossible. I’m not going to lie – it still isn’t easy – but it’s not impossible either. There have been many new breakthroughs on the HIV/AIDS front, and life expectancies are increasing significantly. What’s more, new treatments and […]
How to Make an Estate Plan to Control Your Asset Transfer
Antiquated terms like “estate planning” can make your financial life unnecessarily confusing. An “estate” sounds like something grand — a spread of land surrounded by a fence in the country or a high-rise apartment building in the city. In reality, we all have estates. They’re comprised of everything we own minus what we owe in […]
