People with diabetes often think they’ll never find affordable, quality life insurance coverage. Some have been denied coverage before, or they’ve been approved but unable to afford the inflated premiums. It seems hopeless. Yes, type 1 or type 2 diabetes can limit your life insurance options, especially if you need a lot of coverage. But […]
High Risk Life Insurance
Life Insurance With Heart Disease: A Complete Guide
Heart disease has a way of giving you perspective. Goals that once seemed important fade to the background, and you focus on what really matters: caring for your family and preparing for the future. For many people, this means laying a solid foundation with life insurance to protect your loved ones financially. If the worst […]
Life Insurance After a Cancer Diagnosis – 6 Tips To Help
A cancer diagnosis begins a process of careful planning; scheduling follow-ups with specialists, setting a course of treatment, eating healthy, and considering the future possibilities are just a few of the ways patients process the news. A heart wrenching part of planning for the future after a cancer diagnosis (especially an advanced cancer) is reconciling […]
Life Insurance After a Melanoma Diagnosis
If you were diagnosed with melanoma, you might have started thinking about the future. A lot of people start making serious decisions after being diagnosed with severe health problems. At this point, you might be wondering if you can still get life insurance coverage. If the cancer has been surgically removed, and you have been […]
Life Insurance with a Stent
Stent surgery is a critical, life-saving surgery for people with certain arterial conditions. In a healthy adult, arteries carry blood from your heart to other parts of your body. Weak or blocked arteries occur over time and due to various health conditions. These require a routine, safe surgery called PCI or coronary angioplasty. This surgery […]
Life Insurance with Atrial Fibrillation
Atrial fibrillation is an irregular and rapid heart rate that can cause poor blood flow. Atrial fibrillation causes the upper chambers of the heart to beat irregularly with the lower chambers of the heart. If you have Atrial fibrillation, you may have symptoms such as heart palpitations or shortness of breath. This article will cover […]
Life Insurance with Gout
It is daunting to think about applying for life insurance after the diagnosis of a life changing health situation. Because it will normally be the case that your application will include going through a medical examination. Once you submit an application the insurance carrier will run it against the many rules they have in place […]
Life Insurance With Elevated Liver Function
Buying life insurance is never fun, but it’s even worse if you’re suffering from a health complication. Your health could be a hurdle when trying to get life insurance. Along with high cholesterol and high blood pressure, elevation in liver function tests is an abnormality commonly seen in life insurance exams. Sometimes patients know they […]
Getting Life Insurance Even With a Chronic Condition
Having a chronic condition does not simplify your search for life insurance, but with the plans available today it is common to have several options available once you decide to apply. Discover Whether Your Condition is Insurable Step one is figuring out which type of chronic conditions are typically considered, and evaluating whether yours qualifies. […]
Life Insurance with COPD
Chronic Obstructive Pulmonary Disease, otherwise known as COPD, is one of the most common lung diseases experienced today. Taking two main forms: Chronic bronchitis that involves a persistent cough and Emphysema, which involves the extensive deterioration of the lung passages over time, COPD is a pervasive disease that requires extensive treatment and frequent medical attention. […]