Smokers worried about paying expensive life insurance premiums often ask about no-exam coverage. After all, they say, if I’m going to pay super high tobacco premiums anyway, I may as well skip the medical exam. That’s a logical assumption, but it’s not always correct: Many smokers can still get affordable life insurance rates even with […]
High Risk Life Insurance
Life Insurance with HIV/AIDS
There was a time, not so many years ago, when getting life insurance with HIV/AIDS would’ve been impossible. I’m not going to lie – it still isn’t easy – but it’s not impossible either. There have been many new breakthroughs on the HIV/AIDS front, and life expectancies are increasing significantly. What’s more, new treatments and […]
Life Insurance For Diabetics
People with diabetes often think they’ll never find affordable, quality life insurance coverage. Some have been denied coverage before, or they’ve been approved but unable to afford the inflated premiums. Yes, type 1 or type 2 diabetes can limit your life insurance options, especially if you need a lot of coverage. But by learning how […]
Life Insurance With Heart Disease
Heart disease has a way of giving you perspective. Goals that once seemed important fade to the background, and you focus on what really matters: caring for your family and preparing for the future. For many people, this means laying a solid foundation with life insurance to protect your loved ones financially. If the worst […]
Life Insurance After a Cancer Diagnosis
A cancer diagnosis begins a process of careful planning; scheduling follow-ups with specialists, setting a course of treatment, eating healthy, and considering the future possibilities are just a few of the ways patients process the news. A heart-wrenching part of planning for the future after a cancer diagnosis (especially advanced cancer) is reconciling the possibility […]
Can You Get Life Insurance After A Melanoma Diagnosis?
If you were diagnosed with melanoma, you might have started thinking about the future. A lot of people start making serious decisions after being diagnosed with severe health problems. At this point, you might be wondering if you can still get life insurance coverage. If the cancer has been surgically removed, and you have been […]
Life Insurance with a Heart Stent
Stent surgery is a critical, life-saving surgery for people with certain arterial conditions. In a healthy adult, arteries carry blood from your heart to other parts of your body. Weak or blocked arteries occur over time and due to various health conditions. Life Insurance with Heart Stents These require a routine, safe surgery called PCI […]
Life Insurance with Atrial Fibrillation
Atrial fibrillation is an irregular and rapid heart rate that can cause poor blood flow. Atrial fibrillation causes the upper chambers of the heart to beat irregularly with the lower chambers of the heart. If you have Atrial fibrillation, you may have symptoms such as heart palpitations or shortness of breath. This article will cover […]
Life Insurance with Gout
It is daunting to think about applying for life insurance after the diagnosis of a life-changing health situation. Because it will normally be the case that your application will include going through a medical examination. Once you submit an application the insurance carrier will run it against the many rules they have in place to […]
Life Insurance With Elevated Liver Function
Buying life insurance is never fun, but it’s even worse if you’re suffering from a health complication. Your health could be a hurdle when trying to get life insurance. Elevated Liver Function and Life Insurance Along with high cholesterol and high blood pressure, elevation in liver function tests is an abnormality commonly seen in life […]
