Smokers worried about paying expensive life insurance premiums often ask about no-exam coverage. After all, they say, if I’m going to pay super high tobacco premiums anyway, I may as well skip the medical exam. That’s a logical assumption, but it’s not always correct: Many smokers can still get affordable life insurance rates even with […]
High Risk Life Insurance
Life Insurance with HIV/AIDS
There was a time, not so many years ago, when getting life insurance with HIV/AIDS would’ve been impossible. I’m not going to lie – it still isn’t easy – but it’s not impossible either. There have been many new breakthroughs on the HIV/AIDS front, and life expectancies are increasing significantly. What’s more, new treatments and […]
Life Insurance For Diabetics
Life insurance shoppers who have diabetes already know finding affordable coverage can be difficult. Chronic health conditions like diabetes limit your coverage options. That’s just the way life insurance works. But this doesn’t mean you have no options at all. In fact, there are a few life insurance companies that understand your coverage needs and […]
Life Insurance With Heart Disease
Heart disease has a way of giving you perspective. Goals that once seemed important fade to the background, and you focus on what really matters: caring for your family and preparing for the future. For many people, this means laying a solid foundation with life insurance to protect your loved ones financially. If the worst […]
Life Insurance with Cancer
There are almost 14 million people in the U.S. today who are either cancer patients or cancer survivors. The fact is that most cancers can be treated but still, cancer is unpredictable. While even those in remission should consider their family’s future, getting approved for life insurance can be especially challenging after a cancer diagnosis. […]
Can You Get Life Insurance After A Melanoma Diagnosis?
If you were diagnosed with melanoma, you might have started thinking about the future. A lot of people start making serious decisions after being diagnosed with severe health problems. At this point, you might be wondering if you can still get life insurance coverage. If the cancer has been surgically removed, and you have been […]
Life Insurance with Atrial Fibrillation
Atrial fibrillation is an irregular and rapid heart rate that can cause poor blood flow. Atrial fibrillation causes the upper chambers of the heart to beat irregularly with the lower chambers of the heart. If you have Atrial fibrillation, you may have symptoms such as heart palpitations or shortness of breath. This article will cover […]
Life Insurance With a Health Condition
Having a chronic condition does not simplify your search for life insurance. But with the plans available today, it is common to have several options available once you decide to apply. Can You Get Life Insurance with A Chronic Illness? Step one is figuring out which type of chronic conditions are typically considered, and evaluating […]
Life Insurance with COPD
Chronic Obstructive Pulmonary Disease, otherwise known as COPD, is one of the most common lung diseases experienced today. Taking two main forms: Chronic bronchitis that involves a persistent cough and Emphysema, which involves the extensive deterioration of the lung passages over time, COPD is a pervasive disease that requires extensive treatment and frequent medical attention. […]
Life Insurance for Skydivers
As a skydiver, you understand the importance of living life to the fullest. In fact, you make a point to live in a way that will leave you with no regrets. As exhilarating as this sport is, it is important to ensure that your family would be taken care of should something happen to you. […]
