There are almost 14 million people in the U.S. today who are either cancer patients or cancer survivors. The fact is that most cancers can be treated but still, cancer is unpredictable.<\/p>\n
While even those in remission should consider their family’s future, getting approved for life insurance can be especially challenging after a cancer diagnosis.<\/p>\n
It is still possible to get approved for life insurance with cancer. If you\u2019re looking for life insurance as a cancer patient or cancer survivor, then check out these helpful tips.<\/p>\n
Whether it’s prostate cancer<\/a>, melanoma, or breast cancer<\/a>, a\u00a0devastating diagnosis doesn\u2019t absolutely mean you won\u2019t be eligible.<\/p>\n There are different rates for every situation, and pricing out multiple policies\u00a0will help you find the most competitive rates possible.<\/p>\n The two major types of life insurance are term and permanent (which includes whole, variable, and universal), but depending on your circumstances, options may be limited.<\/p>\n Term life insurance typically offers lower rates, however, whole life insurance<\/a> is more likely to be approved for those with a cancer diagnosis or those in remission.<\/p>\n Be prepared for questions<\/a>.<\/p>\n With a cancer diagnosis, you\u2019ll need medical records or documentation to support all your claims. Consider a service such as HealthFrame<\/a> that allows you to easily compile your personal medical records for quick access.<\/p>\n In some cases, HealthFrame may even facilitate the exchange of information to a life insurance provider.<\/p>\n The sooner you can answer these questions, the faster you can move to the approval process.<\/p>\n If you’ve applied for a policy where cancer documents need to be heavily reviewed and verified by the underwriter, patience is necessary; it can take a long time.<\/p>\nWhat’s The Best Type of Life Insurance for Cancer Patients?<\/em><\/h3>\n
How to Apply for Life Insurance with Cancer<\/h2>\n
What If Your Application Is Denied?<\/h3>\n