If you’re a little intimidated by the life insurance application process, and the time it takes to get approved, you’ll be interested in Haven Life Insurance. A division of one of the largest insurance companies in America, Haven Life Insurance has streamlined the life insurance application process. You can apply online, and be approved – […]
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Leap Life Insurance Review
Purchasing life insurance may be one of those things you put off for another day, but in truth, it should be at the top of your agenda. With such a varied market, it can be a tricky decision to come to, and it seems as though every company is offering the perfect choice, with a […]
Outfitting Your Policy with a Disability Waiver of Premium Rider
Paying the premiums keeps your life insurance coverage active. If you died with coverage in place, your family could claim your policy’s death benefit. The payout could help your family build a new life. But what would happen if you became disabled and couldn’t work, making it impossible to afford your premiums? You’d probably lose […]
Life Insurance with HIV/AIDS
There was a time, not so many years ago, when getting life insurance with HIV/AIDS would’ve been impossible. I’m not going to lie – it still isn’t easy – but it’s not impossible either. There have been many new breakthroughs on the HIV/AIDS front, and life expectancies are increasing significantly. What’s more, new treatments and […]
How to Make an Estate Plan to Control Your Asset Transfer
Antiquated terms like “estate planning” can make your financial life unnecessarily confusing. An “estate” sounds like something grand — a spread of land surrounded by a fence in the country or a high-rise apartment building in the city. In reality, we all have estates. They’re comprised of everything we own minus what we owe in […]
Who Needs Life Insurance?
If you’re someone who believes you don’t need life insurance, you may want to reconsider. Buying a life insurance policy isn’t just for parents and married couples. According to recent statistics, more than a third of American households would suffer if the primary income-earner passed away. Still, only 59% have a life insurance policy to […]
TIAA Life Insurance Review
It’s never too early to start thinking about life insurance coverage. While it is essential to keep a close eye on your finances in the present, it is also crucial to take a longer-term view and consider the future. With an effective life insurance policy in place, you can rest easy knowing your family will […]
New York Life Insurance Company Review
If you’re a responsible partner and parent, you’ll be looking to the future and considering life insurance if you don’t already have coverage in place. New York Life Insurance Review While you should take great care of your finances while you’re alive, it’s equally vital to make provisions for when you’re not around. Life insurance […]
Calculating Your Life Insurance Premiums
Life insurance premiums seem abstract and arbitrary to many shoppers. This sense of mystery can be frustrating because your premiums connect directly to reality, specifically the reality of paying for your coverage each and every month. Learning how life insurance companies build your premiums can give you more control over the buying process and remove […]
Life Insurance For Diabetics
People with diabetes often think they’ll never find affordable, quality life insurance coverage. Some have been denied coverage before, or they’ve been approved but unable to afford the inflated premiums. Yes, type 1 or type 2 diabetes can limit your life insurance options, especially if you need a lot of coverage. But by learning how […]
