If you’re someone who believes you don’t need life insurance, you may want to reconsider. Buying a life insurance policy isn’t just for parents and married couples. According to recent statistics, more than a third of American households would suffer if the primary income-earner passed away. Still, only 59% have a life insurance policy to […]
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TIAA Life Insurance Review
It’s never too early to start thinking about life insurance coverage. While it is essential to keep a close eye on your finances in the present, it is also crucial to take a longer-term view and consider the future. With an effective life insurance policy in place, you can rest easy knowing your family will […]
New York Life Insurance Company Review
If you’re a responsible partner and parent, you’ll be looking to the future and considering life insurance if you don’t already have coverage in place. New York Life Insurance Review While you should take great care of your finances while you’re alive, it’s equally vital to make provisions for when you’re not around. Life insurance […]
Calculating Your Life Insurance Premiums
Life insurance premiums seem abstract and arbitrary to many shoppers. This sense of mystery can be frustrating because your premiums connect directly to reality, specifically the reality of paying for your coverage each and every month. Learning how life insurance companies build your premiums can give you more control over the buying process and remove […]
Life Insurance For Diabetics
People with diabetes often think they’ll never find affordable, quality life insurance coverage. Some have been denied coverage before, or they’ve been approved but unable to afford the inflated premiums. Yes, type 1 or type 2 diabetes can limit your life insurance options, especially if you need a lot of coverage. But by learning how […]
Whole Life Insurance
If you listen to financial experts when it comes to life insurance, they nearly all say you need to have term insurance, not a whole life policy. In fact, there’s even a standard saying to describe the term life advantage: buy term and invest the difference. But despite that advice, are there times when whole […]
Life Insurance for Children | A Parent’s Decision
Should you buy life insurance on your children? It’s a simple question, but you’ll have a hard time finding a simple answer. Some advocates think life insurance can preserve “future insurability” if a child faces a tough health condition later in childhood. Others cite the savings component of a whole policy as an avenue to […]
Life Insurance With Heart Disease
Heart disease has a way of giving you perspective. Goals that once seemed important fade to the background, and you focus on what really matters: caring for your family and preparing for the future. For many people, this means laying a solid foundation with life insurance to protect your loved ones financially. If the worst […]
How To Lower Your Life Insurance Premiums
Regularly reviewing your life insurance coverage should be an integral part of your overall financial planning process. In fact, when you initially purchase a life insurance policy, you are not yet finished with this component of your financial plan, but rather, you’re just beginning – especially as you experience major life-changing events throughout the years. […]
The Basics of Life Insurance
Considering life insurance? Purchasing life insurance is one of the best ways to protect the people you love, but it is often met with reserve and placed on the backburner. Although discussing your impending passing is never an easy conversation, it is a critical one to have. If you passed away tomorrow, what financial situation […]
