Group life insurance is often provided as part of a complete employee benefits package. In fact, one of the primary attractions to many employers that offer benefits such as life insurance is the affordability of coverage. Due to the fact that group life insurance plans cover a broad group of people, it is relatively inexpensive […]
Types of Life Insurance Policies
20 Year Term Life Insurance: Why You Should Buy
We talk to a lot of applicants who have no idea how long of a plan they should buy. It’s an easier decision than you might think. This article is going to look at the advantages of 20-year term plans and help you decide if they are a good choice. Term Life: is 20 Years […]
IUL As A Retirement Saving Option
Having life insurance in retirement can be comforting and seem worthwhile if you don’t have a big enough nest egg to leave your family when you die. Since life insurance is often used to replace income if you die prematurely during your working life to protect your family from financial disaster without your income, it […]
What is Accidental Death Insurance and Should You Have Some?
Fatal accidents occur so often that insurance companies now offer accidental death benefit life insurance riders and policies. What are accidental death benefit riders? What are accidental death benefit policies? It is very important to know the difference. Read on to find out. AD&D Insurance If you have an accidental death benefit, it means that […]
30 Year Term Life Policy
The whole point of term life insurance policies is that they provide you with coverage when you need it the most— when you are still working and have family members who are dependent on you. So depending on when you decide to apply for life insurance, a 10 to 20-year policy could suit you and […]
