If you listen to financial experts when it comes to life insurance, they nearly all say you need to have term insurance, not a whole life policy. In fact, there’s even a standard saying to describe the term life advantage: buy term and invest the difference. But despite that advice, are there times when whole […]
Types of Life Insurance Policies
Fidelity Life Insurance Review – No Medical Exam Policies
Are you a no exam a life insurance expert? Probably not, but you don’t have to be. We are here to outline some of the most popular carriers and plans on there. In this article, we are going to look at Fidelity Life Insurance. Every person is different, and everyone has different life insurance needs. […]
Cheap Life Insurance
Life insurers have been making money on term life insurance for years. Inside industry statistics peg term life payouts at less than 1 percent annually. That means that less than 1 percent of all term life insurance policies ever pay death benefit claims. It’s not that insurers are scamming people or refusing to pay, it’s […]
Return of Premium Life Insurance
Today’s life insurance policies often come with many bells and whistles, offering policyholders some options that might even sound too good to be true. One case, having all of your premiums returned if you survive the term of the policy, may be a prime example. …unless you know where to look for the hidden costs. […]
Is Life Insurance Protected from Creditors?
Investments are important and making sure that your finances are in order should be at the top of the list. That’s why we believe life insurance is a great first step in the right direction. It’s essential you understand the protection that you’re providing your family and how they will be able to use the […]
Physicians and Term Life Insurance
Life insurance coverage should be considered as an integral part of any good solid financial plan – both personal and business. Physician Life Insurance The proceeds from such policies can be used to provide numerous benefits, including the payment of final expenses, paying off a mortgage or other debt, funding a child’s future college education […]
$100,000 Term Life Insurance Policy
Those that are interested in $100,000 term life insurance have several options to choose from. There are generally 2 categories to consider, policies that require an exam, and no exam policies. While it sounds great to buy a life insurance policy that does not require a physical medical exam, it may not be the right […]
ANICO Life Insurance Review | Term and No Exam
It is always best to do your research and make sure that you choose an insurance carrier that provides the right type and amount of insurance that is best for you, as well as one that has a reputation for paying its claims in a timely manner. One insurance company that fits these criteria is […]
Buy Sell Life Insurance Agreement
If you co-own a business, one of your primary concerns must be business continuity if one partner dies or becomes permanently disabled. Without careful planning, the survivor may not have complete control over the transfer of the business. A buy/sell agreement, entered into with your business partners, will clearly outline the details of the business […]
Annual Renewable Term Life Insurance
Many factors affect how long a consumer chooses to carry a term life policy. These might include their age, the price of the policy and the reason they are getting life insurance in the first place. When you purchase a term life insurance policy, it is valid for a set amount of time. Usually, the […]
