A Life Insurance Retirement Plan, or LIRP, is a uniquely structured permanent life insurance policy that can do a great deal more than just deliver a death benefit. A LIRP is a life insurance strategy that mimics most of the tax-free features of a Roth IRA. A smartly funded LIRP can offer significant streams of […]
Types of Life Insurance Policies
No Exam Life Insurance For Smokers
Smokers worried about paying expensive life insurance premiums often ask about no-exam coverage. After all, they say, if I’m going to pay super high tobacco premiums anyway, I may as well skip the medical exam. That’s a logical assumption, but it’s not always correct: Many smokers can still get affordable life insurance rates even with […]
What is Term Life Insurance?
Have you selected a life insurance policy which leaves your family in a financially secure situation after you’ve passed away? It is arguably one of the most important decisions that you’ll ever have to make for the sake of your loved ones. There are so many different insurance varieties and policies, too, and many people […]
Whole Life Insurance
If you listen to financial experts when it comes to life insurance, they nearly all say you need to have term insurance, not a whole life policy. In fact, there’s even a standard saying to describe the term life advantage: buy term and invest the difference. But despite that advice, are there times when whole […]
Cheap Life Insurance | Tips + 5 Best Providers for 2020
It’s easier than ever to find cheap life insurance, yet many people still think buying coverage would be too expensive, too big a hassle or both. So they put off buying life insurance until they have more money. Or they decide to wait until they have more time to deal with the applications, the medical […]
Return of Premium Life Insurance
Today’s life insurance policies often come with many bells and whistles, offering policyholders some options that might even sound too good to be true. One case, having all of your premiums returned if you survive the term of the policy, may be a prime example. …unless you know where to look for the hidden costs. […]
Is Life Insurance Protected from Creditors?
Investments are important and making sure that your finances are in order should be at the top of the list. That’s why we believe life insurance is a great first step in the right direction. It’s essential you understand the protection that you’re providing your family and how they will be able to use the […]
Physicians and Term Life Insurance
Life insurance coverage should be considered as an integral part of any good solid financial plan – both personal and business. Physician Life Insurance The proceeds from such policies can be used to provide numerous benefits, including the payment of final expenses, paying off a mortgage or other debt, funding a child’s future college education […]
$100,000 Term Life Insurance Policy
Those that are interested in $100,000 term life insurance have several options to choose from. There are generally 2 categories to consider, policies that require an exam, and no exam policies. While it sounds great to buy a life insurance policy that does not require a physical medical exam, it may not be the right […]
ANICO Life Insurance Review | Term and No Exam
It is always best to do your research and make sure that you choose an insurance carrier that provides the right type and amount of insurance that is best for you, as well as one that has a reputation for paying its claims in a timely manner. One insurance company that fits these criteria is […]
