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Best Life Quote | Life Insurance Brokerage
    • Types
      • Term
      • Whole
      • Universal
      • Final
      • Burial
      • No Exam
      • No Exam for Seniors
    • Companies
    • Rates By Age
      • Over 30
      • Over 40
      • Over 50
      • Over 60
      • Seniors
    • Riders
    • High Risk
      • Cancer
      • Diabetes
      • Heart Disease
      • Smokers
      • Hobbies
      • Occupations
    • Underwriting
    • Basics
    • Blog

Best Life Quote - Life Insurance Brokerage

Life Insurance Choices Made Easy

Smokers

No Exam Life Insurance For Smokers

July 27, 2021 by Doug Mitchell

Smokers worried about paying expensive life insurance premiums often ask about no-exam coverage. After all, they say, if I’m going to pay super high tobacco premiums anyway, I may as well skip the medical exam. That’s a logical assumption, but it’s not always correct: Many smokers can still get affordable life insurance rates even with […]

Life Insurance for Smokers

March 3, 2021 by Doug Mitchell

Smoking can triple the cost of life insurance, so smokers have to be extra careful when they shop for coverage. Smokers have less room for error because they have fewer realistic choices for affordable life insurance. The same is often true if you vape, smoke marijuana, or have recently quit smoking. It’s not personal, it’s […]

How Using E-Cigarettes Affects Your Life Insurance

February 24, 2021 by Doug Mitchell

You probably know that life insurance companies aren’t a fan of cigarettes. You know about smoker’s rates and how expensive they can be, but how do e-cigs fit into the life insurance equation? With the popularity of smoking cigarettes decreasing and the high rates for life insurance when smoking, many smokers are turning to tobacco […]

Getting Term Life Insurance as a Cigar Smoker

February 24, 2021 by Doug Mitchell

Most people who enjoy cigars assume that, when it comes to term life insurance, they will automatically be given the much more expensive “Smokers’ Rates” as a result. However, this is not necessarily the case. If you smoke cigars, and only cigars (no other forms of tobacco/nicotine), you are actually eligible for non-tobacco rates with […]

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