Best Cheap Life Insurance for Smokers

Life insurance is essential for providing financial security to your loved ones in the event of an untimely death. However, for smokers, obtaining affordable life insurance can be more challenging due to the higher health risks associated with smoking. Finding cheap life insurance for smokers requires understanding how insurance companies classify smokers, the types of […]

No Exam Life Insurance for Smokers | Affordable Coverage

Smokers worried about paying expensive life insurance premiums often ask about no-exam coverage. Many believe that since they’re already paying higher tobacco premiums, skipping the medical exam might be a good idea. While this might sound logical, it’s not always the best choice. In many cases, smokers can still get affordable rates even with medically […]

How Using E-Cigarettes Affects Your Life Insurance

You probably know that life insurance companies aren’t a fan of cigarettes. You know about smoker’s rates and how expensive they can be, but how do e-cigs fit into the life insurance equation? With the popularity of smoking cigarettes decreasing and the high rates for life insurance when smoking, many smokers are turning to tobacco […]

Getting Term Life Insurance as a Cigar Smoker

Most people who enjoy cigars assume that, when it comes to term life insurance, they will automatically be given the much more expensive “Smokers’ Rates” as a result. However, this is not necessarily the case. If you smoke cigars, and only cigars (no other forms of tobacco/nicotine), you are actually eligible for non-tobacco rates with […]