Understanding life insurance plans for active members of the military has a variety of different components. Conversion options, Veterans’ Group Life Insurance (VGLI), and Servicemembers Group Life Insurance (SGLI) are just a few of the major components, and reaching a greater awareness of the features of each gives you the details that allow you to […]
High Risk Life Insurance
Life Insurance With Angina Pectoris or Prinzmetal
If you have angina pectoris or another form of cardiovascular disease, then you will need to know what to expect in terms of term life insurance pricing. You will most likely be declined a traditional policy if you have angina pectoris and are under the age of 40. However, it is possible for you to […]
Alcohol and Life Insurance Premiums
After you have begun the (long) process of buying a life insurance policy, you will have to answer some questions on the application related to your alcohol use. The insurance company doesn’t have rules on “alcoholics,” but alcohol abuse or excessive drinking can cause serious chronic conditions which can greatly affect your life insurance premiums. […]
Reasons People Get Declined for Life Insurance
Adverse health conditions are generally thought to be the reason why one would be turned down for life insurance coverage, but health conditions are only one reason why you could be turned down. There are other reasons why you could be declined and this article will provide you with information, tips as well as what […]
Getting Term Life Insurance as a Cigar Smoker
Most people who enjoy cigars assume that, when it comes to term life insurance, they will automatically be given the much more expensive “Smokers’ Rates” as a result. However, this is not necessarily the case. If you smoke cigars, and only cigars (no other forms of tobacco/nicotine), you are actually eligible for non-tobacco rates with […]
How Driving History Affects Life Insurance Rates
Many individuals who apply for a life insurance plan are initially puzzled by the fact that the insurance company asks them to provide their driver’s license number. Most people become a bit confused because they don’t understand what their driver’s license identification has to do with a life insurance policy. Life Insurance and Driving History […]
