In the past, breast cancer survivors weren’t able to qualify for life insurance at all. In part because of better treatment options and higher survival rates, however, many life insurance companies are revising their policies to offer coverage to breast cancer survivors. According to Breastcancer.org, one in eight women will develop breast cancer during her […]
High Risk Life Insurance
Life Insurance with High Blood Pressure
If you’re trying to get life insurance with high blood pressure (or hypertension), you should be aware of how insurance companies determine who gets approved and what factors they use to determine your premiums. It’s not always a straight forward path, but that’s what we’re here to help you navigate. To better understand how life […]
Smokers Life Insurance
Smokers, on average, pay 2 to 3 times more for their life insurance coverage because tobacco causes so many life threatening health conditions. But smokers should still be able to find affordable coverage. In this post, we’ll discuss ways to find life insurance as a smoker or a recent ex-smoker. We’ll also walk you through […]
Life Insurance with a DUI: A How To Guide
One factor that most people don’t realize is your DMV records. Getting charged with a DUI can affect your chances for life insurance. The key to getting approved for life insurance with a DUI will take a bit of work, knowledge gathering, and using an independent life insurance agent who knows which companies will approve […]
How Using E-Cigarettes Affects Your Life Insurance
You probably know that life insurance companies aren’t a fan of cigarettes. You know about smoker’s rates and how expensive they can be, but how do e-cigs fit into the life insurance equation? With the popularity of smoking cigarettes decreasing and the high rates for life insurance when smoking, many smokers are turning to tobacco […]
Life Insurance with Sjogren’s Syndrome
If you suffer from Sjogren’s Syndrome, you’re one of an estimated four million Americans who suffer from the condition. The disease affects both men and women, but mostly women in their 40s or older. In this article, I’ll cover life insurance options with Sjogren’s Syndrome and what you can expect when looking for a policy. […]
Risky Jobs and Life Insurance
So you have a risky job. Or perhaps you have a son or daughter who does. And you’re wondering how life insurance will fit into the picture. Well, the good news is that you or your loved ones probably can get life insurance. The bad news is that “probably” part. Moreover, you may not be able to […]
Life Insurance with Anemia
Obtaining life insurance when you have various health conditions can be difficult. Any time that an applicant has an ailment that could have an effect on his or her life expectancy, it will also impact their ability to qualify for coverage. This is because they are seen as more of a risk to the insurance […]
Life Insurance with Chronic Back Pain
With any type of health disorder, it could become more difficult to qualify for life insurance coverage – even something as seemingly non-threatening as chronic back pain. This condition could be caused by any number of either internal or external sources – and it could also lead to other more serious health related issues that […]
Life Insurance with Gestational Diabetes
Having any type of health issue can make it troublesome to get approved for a life insurance plan. This can be true for pregnant women who have gestational diabetes – unless you know where to look for coverage. There are many cases, though, where a woman who is in her first two trimesters of her […]
