When shopping for life insurance, you’re probably more likely to buy it a lot quicker than the months typically spent researching a new car or computer purchase. That can be a good thing if you need life insurance immediately, but not so good if you’re looking for the best price. For people who have the […]
General Blog
Could Donating a Kidney Put Your Life Insurance at Risk?
If you donate a kidney, you’ll save a life — but will you put your life insurance at risk? In other words, could you have trouble changing a life insurance policy, or have trouble getting it, if you’ve given away one of your kidneys? How Does Donating a Kidney Affect Your Life Insurance? It’s an […]
Life Insurance Scam
It doesn’t matter where you have a dollar or a million of them, a credit card or a check, a piggy bank of a pension. If you have money, a crook wants it. Which explains why there are so many deceptions involving life insurance. For centuries now, con artists have tried to scam life insurance […]
The World’s Record for the Largest Life Insurance Policy
It’s the type of problem we all want. What if you come to realize that you need a really big life insurance policy? …because you’re really, really, really rich? The World’s Largest Life Insurance Policy Many of us don’t have this “problem,” but some people do, and it happened in 2014, in a big way. […]
Excuses For Not Buying Life Insurance
Since the Great Recession of 2008, fewer than 20% of Gen Xers said they have enough life insurance coverage to meet their needs. For the remaining 80%, there is a $448,996 “gap” between their coverage and what they actually need to cover the death of the breadwinner in their family, according to a survey by […]
Finding a Lost Life Insurance Policy
When anyone buys life insurance, their second worst nightmare scenario is that they may die and a loved one might need to use it. Wait, you might be thinking. That is the second worst nightmare scenario? What could possibly be the worst? Lost or Forgotten Life Insurance Policies The worst scenario would be that you […]
Does Life Insurance Pay for Suicidal Death?
It’s a long-held belief that life insurance doesn’t pay out if the policy holder kills themselves. But that’s a misunderstood belief and partially a myth. This is a complex topic, but if you’re curious how the two concepts of life insurance and suicide intermingle, here’s what you need to know. Will Life Insurance Companies Cover […]
Can You File a Life Insurance Claim Without a Body?
There is no body. Can you claim life insurance? It’s entertaining to read about in a murder mystery or to watch on a fictional television show but heartbreaking in real life: sometimes when people die, there’s no actual proof that a death occurred. It happens all too often. Planes crash in the water, their passengers […]
The History of Life Insurance
If you enjoy watching an entertaining, old-fashioned western on TV, then you would probably accept the notion of a gunslinger jumping out of a window and falling two stories onto a moving horse and taking out eight bad guys with a six-shooter… and find it all perfectly believable. But odds are, if a Hollywood scriptwriter […]
Life Insurance During and After a Divorce
As we go down the road of life, there will be many changes. Some are happy, and some are not. If your marriage does not work out – especially if there are children involved – divorce can bring about a wide array of changes in all of your lives. As bills and expenses begin to […]
