Regularly reviewing your life insurance coverage should be an integral part of your overall financial planning process. In fact, when you initially purchase a life insurance policy, you are not yet finished with this component of your financial plan, but rather, you’re just beginning – especially as you experience major life-changing events throughout the years. […]
Life Insurance with Type 2 Diabetes
Type 2 diabetes is a common health condition that affects millions of Americans. If you have this condition, you understand first-hand that it can be challenging to manage the condition and to live with some of the symptoms. Your doctor may have also informed you that you may be at an increased risk for developing […]
Choosing a Term Life Insurance Policy
Appropriate life insurance is one of the foundations of a solid financial plan, regardless of your age or situation. When searching for the right policy, however, how can you tell what makes sense for you? The two major categories of life insurance are whole life and term. Whole life is a combination of an insurance […]
Getting Life Insurance as a Federal Employee
Life insurance can be a tricky topic. Every person is different and is in different situations. It’s almost impossible to make any statements or decisions that will apply to everyone. It’s important that you have the insurance coverage that your family will need if something were to happen to you. Many people assume that federal […]
Denied, Declined? – It’s Not the End of the World As You Know It
If you’ve ever been declined life insurance, you know what a worrisome experience it can be. First comes the shock. Then come the questions. What do you do next? How can you ensure your family’s well being? How do you tell them that you’ve been denied? But being denied coverage, even a number times by […]
Guaranteed Issue Life Insurance: Good or Bad Deal?
If you’ve never shopped for life insurance before, you may not know how many kinds of plans there are. You may assume they are all the same. If you were buying a security system for your home, you would compare several different systems to make sure your family is safe. Life insurance works the same […]
Life Insurance with Hepatitis C
Those with Hepatitis C need to apply for life insurance with a company that understands their needs or they may be declined. Many companies even choose to only insure those without pre-existing conditions. If a company that automatically declines individuals received your completed application, they may have denied you coverage simply because you have Hepatitis […]
Life Insurance with Crohn’s Disease
Many worry that a pre-existing condition will disqualify them from getting a life insurance policy. Those suffering from Crohn’s disease can get approved for life insurance – the key is working with an agent that has experience in helping those with Crohn’s get approved for coverage. In this article I’ll explore what to expect when […]
No Medical Exam Life Insurance – Is It For You?
Life insurance is one of the most important investments that you’ll ever make for your family. It’s the best safety net that you can buy, and one of the only ways that you can ensure that your loved ones will have the protection that they need, regardless of what happens to you. If you’re shopping […]
What Does Final Expenses Mean?
Are you researching life insurance coverage, or planning for your passing? There are dozens of terms that you may come across that you don’t fully understand. It’s important that you know you have adequate plans in place and you’re getting the insurance coverage that your family needs. Once you start planning, a key term that […]
