If you listen to financial experts when it comes to life insurance, they nearly all say you need to have term insurance, not a whole life policy. In fact, there’s even a standard saying to describe the term life advantage: buy term and invest the difference. But despite that advice, are there times when whole […]
Life Insurance for Children | A Parent’s Decision
Should you buy life insurance on your children? It’s a simple question, but you’ll have a hard time finding a simple answer. Some advocates think life insurance can preserve “future insurability” if a child faces a tough health condition later in childhood. Others cite the savings component of a whole policy as an avenue to […]
Life Insurance With Heart Disease
Heart disease has a way of giving you perspective. Goals that once seemed important fade to the background, and you focus on what really matters: caring for your family and preparing for the future. For many people, this means laying a solid foundation with life insurance to protect your loved ones financially. If the worst […]
How To Lower Your Life Insurance Premiums
Regularly reviewing your life insurance coverage should be an integral part of your overall financial planning process. In fact, when you initially purchase a life insurance policy, you are not yet finished with this component of your financial plan, but rather, you’re just beginning – especially as you experience major life-changing events throughout the years. […]
The Basics of Life Insurance
Considering life insurance? Purchasing life insurance is one of the best ways to protect the people you love, but it is often met with reserve and placed on the backburner. Although discussing your impending passing is never an easy conversation, it is a critical one to have. If you passed away tomorrow, what financial situation […]
Best Life Insurance In Your 30s and 40s
You’ve started to reach the stage of life where you’ve settled down. You may have a mortgage, maybe a family with some kids. Hopefully, you have a steady paycheck coming in. Or maybe none of these factors describe you. Each person and family is different. Long gone are the days of the “nuclear family,” with […]
Quotacy Insurance Company Review
Shopping for life insurance isn’t fun. It’s boring. It’s morbid. It’s a painful task. It’s still not fun, but it’s never been easier. There are several companies which have started streamlining the insurance buying process. Quotacy Life Insurance Review The quicker and easier it easy, the more people who are going to buy life insurance. […]
Geico Life Insurance Review
IMPORTANT NOTE: Geico does not sell the life insurance policies themselves. Instead, the policies are managed by LifeQuote. If you go to Geico’s website to purchase a life insurance policy, you’re going to be directed to the LifeQuote website. You will work with a LifeQuote agent. LifeQuote is an independent insurance agency and they operate […]
Fidelity Life Insurance Review – No Medical Exam Policies
Are you a no exam a life insurance expert? Probably not, but you don’t have to be. We are here to outline some of the most popular carriers and plans on there. In this article, we are going to look at Fidelity Life Insurance. Every person is different, and everyone has different life insurance needs. […]
Cheap Life Insurance: Why Term Policies are Best
Life insurers have been making money on term life insurance for years. Inside industry statistics peg term life payouts at less than 1 percent annually. That means that less than 1 percent of all term life insurance policies ever pay death benefit claims. It’s not that insurers are scamming people or refusing to pay, it’s […]
