Life Insurance for Smokers Infographic

I recently wrote an article about the life insurance rates for smokers, and wanted to really illustrate not only the health effects of smoking, but the economic effects of it as well, so I decided to create this infographic. Please share it on your website by using the embed code at the bottom or on social media if you think it may be helpful to others.

Life Insurance for Smokers

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Liran

Liran Hirschkorn is an independent life insurance agent. His mission is to help individuals across the U.S in finding the best rates on life insurance as well as helping those that have previously been declined get approved for coverage. Liran looks forward to speaking with you about your life insurance needs.

21 Responses to “Life Insurance for Smokers Infographic”

  1. Carissa Pelletier

    Wow, glad I never smoked, but it’s nice to see smokers can quit and make up for some of the negative effects. Saving money from many aspects seems like one of the biggest benefits and would motivate me!

    Reply
  2. Great information! There is still hope indeed for smokers to get a non-smoker rate provided they have quit for at least a year. Is this rate exactly the same as the original non-smokers’ rate or a little higher?

    Reply
    • Typically if you quit for just 12 months you can get a “standard non smoker rate” not a Preferred Non Smoker rate, however once you quit for 2-3 years you can start getting preferred rates.

      Reply
  3. Great information, I used to smoke myself, happy to say that that I cut it down to 2 cigarettes a day when I was pregnant with my daughter 30 years ago. I finally quit with 50, so I know it’s a hard habit to let go of. It’s good to know how much more we have to pay in health and life insurance and the negative effects on the body. Life is a lot better without cigarettes.

    Reply
  4. Love the infographic that you put together there Liran! And definitely! Always say ‘NO’ to smoking. It will not only lead to better health, but it’ll save tons of money!

    Reply
  5. Very nice infographic! Thankfully, I’ve never even tried a cigarette – mostly because my father smoked until he was in his 50s and I couldn’t stand the smell.

    Reply
  6. I need to learn how to make an infographic. Graphics aren’t (yet) my thing. Hoping that’s one thing we’ll cover in the DIY group at some point. How did you learn? Not only is it creative and graphically pleasing, but the info is great and it will surely be repinned and shared a lot. Nice work! PS— I’ve NEVER smoked! :)

    Reply
    • Thanks for the comments heather. The idea for the infographic was mine, but I worked with a graphic designer to put it together. If you want me to refer him to you feel free to send me an email to Liran at BestLifequote.com.

      Reply
  7. Fortunately I never took up the habit and feel bad for those that did but can’t kick it. No one who smokes really thinks they are going to get sick or die from it so that campaign clearly doesn’t work but telling them they could take a cruise around the world?…I’m thinking that might just be the answer!

    Reply
  8. I’ve never smoked, but I’m so glad looking at your Infographic. There’s even more cons to smoking than I previously realised.

    Reply
  9. Paul Sack

    Just another scam to take your money. If smokers die earlier wouldn’t they be cheaper since medical costs are less than someone who lives longer and needs more treatment? Do the math.

    Reply
    • Not when it comes to Life Insurance – if you die earlier the insurance company needs to pay out a death benefit claim, and so the pricing is higher.

      Reply
  10. Wow, great infographic. It’s amazing to me how much life insurance rates increase if you are a smoker. 4X more?? Just proves that you should never smoke… life insurance actuaries know what they are talking about. If you smoke, you die faster!

    Reply
  11. jonathan moines

    Awesome information, well presented and very informative…

    Reply

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